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Best USSD Code Betting Sites For Nigeria Bettors – 1XBet, Interwetten, and Betway 2024

Mobile betting has revolutionized the gambling industry, and the convenience obtained is unmatched. Placing wagers on the go and accessing other functionality and features have been a great relief to punters. However, funding your betting account is another crucial factor which often presents a struggle to many. Since most sportsbooks have a limited variety of payment options, some bookies have opted to offer the USSD code option.

What is the USSD Code? Unstructured Supplementary Service Data (USSD) is a Global System for Mobile Communications (GSM) protocol that is used to send text messages similar to SMS. In this case, you can use a USSD Code from your bank to fund your betting account through your mobile phone. The most common bank used is GTBank. Thus, in most cases, bookies will have the option of GTBank USSD or Mobile cash USSD. While using a mobile cash USSD option, the phone number being used must be the same used in the bank and on the betting site.

In this article, we will highlight the top Nigeria USSD code betting sites and a step-by-step guide on how to fund your account.


Best Betting Sites with USSD Code

  • *737*51*AMOUNT*000#
  • Min. Deposit ₦250 / Max. Deposit ₦200,000
  • Instant Processing
  • *737*50*AMOUNT*285#
  • Min. Deposit ₦100/ Max. Deposit ₦1,000,000
  • Instant Processing
  • *737*50*AMOUNT*500#
  • Min. Deposit ₦100/ Max. Deposit ₦200,000
  • Instant Processing
  • Depends on the Amount
  • Min. Deposit ₦300/ Max. Deposit ₦2,500
  • Instant Processing
  • *737*50*Amount*369#
  • Min. Deposit ₦100/ Max. Deposit ₦500,000
  • Instant Processing
  • *737*51*AMOUNT*000#
  • Min. Deposit ₦100/ Max. Deposit ₦100,000
  • Instant Processing
  • *322*3647*AMOUNT#
  • Min. Deposit ₦100/ Max. Deposit ₦250,000
  • Instant Processing
  • *737*50*AMOUNT*153#
  • Min. Deposit ₦50/ Max. Deposit ₦100,000
  • Instant Processing
  • *737*50*AMOUNT* 46#
  • Min. Deposit ₦100/ Max. Deposit ₦100,000
  • Instant Processing
  • *737*50*AMOUNT*88#
  • Min. Deposit ₦100/ Max. Deposit ₦1,000,000
  • Instant Processing


How to Fund Your Betting Account Using USSD Code

Top betting sites with USSD code require you to have a GTBank account. With this, you only need to use the GTBank transfer code for Nigeria, which is *737#. The best thing about this service is that you don’t need to have an internet connection for it to work.

Better yet, the money transfer works on any phone, both smart and non-smart. These services are not only available 24/7, but are also reliable, secure, and efficient.

How to Activate GTBank Transfer Code

The process of activating your GTBank transfer code is similar to registering for GTbank mobile banking. Here are the steps:

  • Using the phone number used to register with the bank, dial *737*11#
  • Key in your bank verification number (BVN)
  • Enter account officer code (if known) or press 1 to continue
  • Initiate a transaction to complete the account activation process


How to Deposit Into Using USSD Code

To fund your 1XBet account, dial the code *737*51*AMOUNT*000#

  • Step 1: Enter your PIN and click ‘Okay.’
  • Step 2: Confirm the details provided and press send
  • Step 3: Your funds will reflect in your account immediately


Another option is using the GTBank internet USSD. On the home page of your betting account, ‘Pay with USSD’ is among the deposit methods available on the site.


GT Bank UUSD Code Choosing Amount


  • Step 1:Click on this option and select ‘GTBank.’
  • Step 2: A pop-up will appear with the bank USSD Code
  • Step 3: Copy and dial the USSD code with the bank registered phone number
  • Step 4: Another pop-up will appear where you are required to enter your pin



How to Deposit Into Using USSD Code

At the time of writing this article (05/2020), Interwetten does not offer a USSD code to fund your account directly from your phone without the need for an internet connection. Although the USSD is among the listed deposit option, you will need to be connected to the internet to use this option.


Deposit Now With USSD Choose Amount


  • Step 1: Click on the USSD option
  • Step 2: A pop-up will appear requiring you to choose an amount between 300-2500
  • Step 3: You will be re-directed to another webpage where you can select your bank. The available banks include Guaranty Trust Bank, United Bank for Africa, and Sterling Bank.

    Choose Bank To Start Payment

  • Step 4: After confirming your bank, you will be provided with a code which you will then dial to complete the transaction.
GT Bank UUSD Code Transaction Completed



How to Deposit Into Using USSD Code


Betway Deposit Using USSD Code


  • Step 1: Dial the USSD string and enter the amount you wish to deposit: *737*50*Amount*285
  • Step 2: Enter the phone number you use to register for the bank account, which should be similar to that used in the betting site.
  • Step 3: Enter your pin to process the funds
  • Step 4: Press Okay and your funds will be processed immediately. You will receive a notification via SMS/email


Deposit using mCash USSD Code

  • Step 1: Dial *402*00238929* Amount#
  • Step 2: Choose the bank you want to use for payment
  • Step 3: Enter the account number
  • Step 4: Enter your pin
  • Step 5: Confirm and click Okay. You will immediately receive a confirmation message


Advantages and Disadvantages of using USSD Codes

Despite the convenience that USSD codes offer, it is essential to highlight the pros and cons of using this option to fund your betting account.


  • Fast and convenient payment option
  • No Internet connection required
  • Can be used with non-smartphone devices
  • Reasonably small transactional charges


  • You cannot withdraw funds
  • Not available with some bookies
  • Only the sportsbooks listed above offer this option


Difference Between USSD Code and SMS

USSD is a global system used to send text messages and is similar to short message services (SMS). USSD codes are characters used to establish real-time communications between a phone and another server. Unlike SMS messages, a USSD message creates a real-time connection which enables two-way communication as long as the communication line stays open.

Apart from funding betting accounts, USSD codes are also used in:

  • Mobile banking
  • Buying airtime or requesting account balances
  • Callback services
  • Order confirmation
  • Activating coupons and vouchers


Both USSD and SMS allow mobile users to send and receive a text to and from the home network. The major differences between these two include:

  • USSD is session-based while in SMS, there is no session included
  • No long text in USSD as those used in SMS
  • USSD allows two-way communication while in SMS, the mobile user may not send a reply immediately.


Alternatives to USSD Codes

There are other convenient and reliable payment options that you can use when USSD codes are not available. These include:


Opay is a mobile-based platform that offers swift payments and is also a great alternative to conventional payment options. The Opay App gives you a list of betting sites which you can fund as long as you have an account with the bookies. The available sportsbooks that offer this option include Bet9ja, 1xBet, Betway and Nairabet.

The best thing about this payment option is the zero charges for deposit. The transactions are swift, and your account balance will reflect your funds deposited within seconds. Similar to using the USSD Code, with Opay you get to fund your account while on the go on your mobile phone.



Paypal is an e-wallet service that provides fast and secure online transactions. Although sportsbooks offer this payment option, PayPal comes with stringent restrictions in Nigeria.

One can open a Paypal account and send money, but cannot receive payments through the platform. However, there are several betting sites in Nigeria that accept PayPal transactions.

The reasons why most players prefer using this option is its security and reliability. PayPal uses the latest encryption technology to ensure that all personal and financial information remains anonymous. More so, PayPal is also available to use for mobile transactions.



Skrill is among the best payment options for online betting since it’s safe and swift. Just like PayPal, Skrill is a convenient payment method, and any funds deposited will reflect in your betting account instantly. Unlike Paypal, which comes with various restrictions, Nigerian players can easily open a Skrill account and use it to fund their betting accounts.

Some of the bookies that offer this payment option include Bet365, 1XBet, 22Bet, and NetBet. Apart from funding your betting account, some bookies allow you to withdrawal using this option.



Quickteller is a financial platform that enables you to send and receive money online the same way as PayPal. You can send money instantly, and the service is available both on desktop and mobile. You can also fund your betting account via Quicktelker using your ATM. The platform accepts Naira Mastercard, Verve cards, and VISA; thus, you can transfer money from your bank easily.

This payment option is also available in most Nigerian betting sites, and you will only incur a small transaction charge when you fund your betting account using Quickteller. You can use this option to deposit money to both Nigerian and some international betting sites. Your account will reflect your funds instantly.



Interswitch is an African-based payment method that is used in several African countries, including Nigeria. With Interswitch, you can fund your account through various options such as electronic fund transfer using major credit cards such as Mastercard and Visa, Quickteller online, and Verve card.

Some of the sportsbooks that offer this payment option include Bet9ja, Nairabet, and Wazobet, among others. When using Interswitch, your funds will show up in your account straight away. The major downside of this option is the 1.5% commission charged for every payment.



Paystack is another great alternative to using USSD Code. It is one of the preferred payment options for use in online sportsbooks thanks to the fast, free, and secure connection. With Paystack, you can make payments through mobile money, card, mcash, bank account, and Visa QR. Any payments made to your betting account will be credited instantly. Some of the bookies that accept this payment option include Betking, Nairabet and AccessBet.


What is USSD Code?

USSD Code is a mobile shortcode service which enables users to facilitate instant cash transfers with their mobile devices. You also don’t need an internet connection to use this service. The most common USSC codes offered by online bookies include GTBank, USSD Code and Mcash USSD codes.

Which are the best betting sites with USSD?

Some of the top betting sites with USSD for Nigerian players include 1XBet, Betway, Interwetten, and Bet9ja, among others.

How do I fund my betting account using the USSD Code?

The USSD code used varies from one bookie to the other, and it also varies depending on the bank used. When using Mcash USSD, you need to make sure that the phone number used when registering your bank account matches that used to create your betting account. Most betting sites with USSD are linked to GTBanks, and the code used is *737*Amount#.

Do I need a smartphone to use USSD Codes?

No. You can use USSD codes to fund your betting account using a smart and non-smartphone. Just make sure you use the right code for your sportsbook.

Do I need an internet connection to fund my account using USSD Codes?

If you already have the USSD code for your betting site, you don’t need an internet connection. Dial the code and enter the details required. However, if you don’t know the code or if you wish to change your bank, you have to log in to your bookie and get the code for the bank you wish to use.

How much does it cost to fund my account with USSD Codes?

The transaction charges vary, but the amount ranges from ₦20-₦100.

How long does it take for the funds to reflect in my account?

Funding your account using USSD codes is swift and instant.

What is the maximum amount I can deposit using USSD Codes?

USSD code betting sites set the maximum amount associated with the payment method. However, the payment method itself also has some limits, and for USSD Codes, the maximum amount is ₦ 1,000,000.

Why should I use USSD Code betting sites?

USSC codes payment options are fast and convenient means of funding your betting account. More so, you don’t need an internet connection to complete the transaction, and neither do you need a smartphone or a desktop PC.

Can I withdraw funds from my betting account using USSD Codes?

Unfortunately, you cannot withdraw funds using USSD Codes. However, bookies offer a wide range of alternative withdrawal options such as Bank transfer, Quickteller, and Skrill, among others.

Do I qualify for a welcome bonus when I fund my account using USSD Codes?

Most Nigerian betting sites offer welcome bonuses to first-time players regardless of the method used to fund their accounts. Thus, you will still qualify to claim your bonus even when you deposit using USSD Codes.


Final Word

Mobile betting Apps and Sportsbooks with mobile-compatible sites have offered much-needed convenience to punters in Nigeria. This revolution brought about a need to enhance the payment process, which has been provided by the use of USSD Codes. With USSD Code betting sites, you can fund your account from the comfort of your home regardless of whether you are using a smartphone or non-smartphone. Better yet, you don’t need any internet connection to complete your transactions. As long as you have the USSD code for your betting site, you just need to dial the number and key in the necessary details. USSD Codes deposits will show up in your betting account almost immediately. We have highlighted our top betting sites with USSD Code above – be sure to check them out. Good luck!

Click here to read our extensive guide to sports betting in Nigeria.

Hey! Peris here, an ardent content writer and sports fanatic. I have over three years of experience in sports writing, iGaming and esports. If not creating content, you will find me playing FIFA, Xbox, or Nintendo Switch games.



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